Triffin

Triffin funds the gap between paying for stock and getting paid for it.

Two problems come up repeatedly for consumer brands: inventory has to be paid for months before it sells, and retail buyers settle on 60–90 day terms. Triffin solves both, alongside the day-to-day finance tooling brands need to operate.

Revolving credit — a flexible facility to draw on as cash needs move

Inventory finance — fund purchase orders and stock upfront

Invoice finance — get paid on retailer invoices without waiting out the terms

Payments and FX — pay overseas suppliers in local currency

Cash flow forecasting — AI-led visibility across the business, not a spreadsheet you maintain by hand

ShipBob customers scaling into retail and wholesale hit a predictable wall: fulfilment volume grows faster than cash does. Bigger POs mean more capital tied up in stock, and retail terms push revenue further out.

Triffin funds that working capital gap so brands can commit to larger orders and keep volume moving through their ShipBob operation. Brands introduced through ShipBob work directly with our finance team, with funding decisions and onboarding handled end to end by Triffin.